Robert Cannon, Managing Partner of Experity Wealth. Retirees face many challenges when it comes to managing investment risk. Balancing the need to preserve savings while still seeking growth in a volatile market can be daunting. In my career as a financial advisor, I’ve found that a fixed-indexed annuity (FIA) stands out as a highly effective solution. For financial advisors, incorporating FIAs [...]

Here are some of the pros and cons of annuities, along with an explanation of the different types. Which might work for you? Most of us have heard of annuities, but few understand how they work. Annuities can be a powerful addition to a retirement plan. In short, they can protect your savings while also providing you with higher-than-average rates [...]

Retirement isn’t what it used to be. Not long ago, it often meant leaving the workforce at 65, collecting a pension and settling into a predictable, quieter chapter of life. But today’s retirees are rewriting that script entirely. People are living longer, and many stay active well into their 70s and 80s. Meanwhile, retirees are also facing a complex financial [...]

For business leaders, executives and entrepreneurs, Roth accounts are more than just retirement vehicles; they are strategic tax planning tools. With higher incomes, equity compensation and complex tax exposure, the stakes are often significantly higher when implementing Roth strategies. However, while Roth IRAs and Roth 401(k)s offer tax-free growth and withdrawals, missteps can be costly. Here's what leaders need to know. [...]

For decades, the 4% rule was considered a simple benchmark for retirement withdrawals. Developed in the 1990s by financial planner Bill Bengen, it suggested that "an annual withdrawal rate of 4% is the amount that will see investors through retirement in any economic scenario." But today’s executive retiree faces a dramatically different financial landscape. Prolonged low interest rates, heightened market volatility, rising [...]